25-Year-old Nigerian lady breaks record at Ghana University

25-Year-old Nigerian lady breaks record at Ghana University

A Nigerian, Fathia Kareem, has set a record at the School of Medical Sciences of the Kwame Nkrumah University of Science and Technology, Ghana, breaking its academic history.

For her feat, she received 12 out of 15 awards presented during the oath-swearing and induction ceremony for fresh doctors of the institution last Saturday.

Kareem, 25, is an alumnus of the Wesley Girls High School.

It was a happy and proud moment for family and friends when she took several turns to receive the awards in the 55-year-old ivory tower.

When asked if she expected to get the number of awards, she said, “Yes and No. Yes because I worked hard by studying and no because I did not expect to receive so many awards.”

Of late, many Nigerians have distinguished themselves in many overseas universities, with some of them emerging as valedictorians of their schools.

How Your Finger Shape Determines Your Personality (And Your Health Risks)

How Your Finger Shape Determines Your Personality (And Your Health Risks)

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You may be wondering how your fingers define who you are.

 

 This is not fortune telling but the truth is your fingers actually say a lot about who and what kind of person you really are.
Let’s examine the diagrams below and now what they say about you shall we…
Three finger types You will notice that there are three types of fingers labeled A, B and C we will now look at each finger type and reveal what they actually say about the individual.
You may want to look at your finger at this point to know where you fit in.
The Three Finger Types;

Finger A
Now if your finger type is “A” then you are more likely to exhibit the following traits;
You wear your thoughts on your face and your expression says a lot about your current mood.
It is possible that you are good at hiding your emotions and you are more often than not despondent. You also give people the impression that you are more independent and stronger than you really are.
You are fair minded and highly scrupulous. You have a disdain for hypocrites, liars and people who tend to deceive you and others.
You wear your heart on your sleeve most times. You are good hearted and can be really nice to a person the moment you get acquainted and you know them better.
You don’t show too much emotion and would rather pretend to be strong and unruffled.
You can be arrogant and a bit eccentric.
You are very helpful with a big heart. You find it difficult to say no to others and you will go out of your way to complete a given job whether you like it or not.
Laughter comes naturally to you. You might even laugh though the joke is not funny.
You can be cold towards strangers and people you are not close to but you are openly nice and emotional towards those that you care about.

Finger B
If you have finger “B” then this may interest you;
You tend to stay calm and composed though you may be agitated about something.
You find it difficult approaching someone on your own.
You are extremely loyal; you will give the person you love your undivided attention.
You give the impression that you are independent and strong and you could come across as being saucy. The truth is you can be hurt easily and you are actually soft-hearted.
You are a dreamer, you like to picture your prince charming or your girl of your dreams that will love you and will give you all your desires.
You like to protect the feelings of other that you love by pretending like you are not aware of what is going on. You also pretend not to be emotional but you actually are.
You are committed too something to the end and once you put your mind to it you always try to accomplish it.
You are scared of being hurt emotionally. You tell others that you are fine but in actual fact you are not.

Finger C
Are you a person with finger “C” ? Let’s see what it says about you;
You can let you ego take hold of you sometimes especially when in an argument with someone, however you are the first person to lay down the gauntlet and apologize afterwards
You are emotional and can be easily touched and moved by events and people.
You let go of things that get you mad and you are not vindictive.
You hate risks; you prefer to stay in your comfort zone.
You don’t like fighting people and tend to accept an apology from someone fairly quickly because you have a soft-heart and hat fighting with people.
You are a good listener and respect other people’s view point.
You are good at keeping your feelings and problems bottled up inside you.
You hate pretending and you have a good idea of what you like and dislike, you like people to trust and rely on you.

Facebook founder Mark Zuckerberg in Lagos, Nigeria (See why he's here!!!)

Facebook founder Mark Zuckerberg in Lagos, Nigeria

World’s 7th richest man, Mark Zuckerberg, CEO of Facebbook is currently in Nigeria. He arrived Nigeria this afternoon. His first stop is the Co-Creation Hub (CcHub) in Yaba, Lagos.

He arrived Nigeria this afternoon in what is believed to be his first trip to the continent.

His first stop is the Co-Creation Hub (CcHub) in Yaba, Lagos.

Here are 6 possible things the Social Media giant will be doing in Nigeria...

- Free Basics launched in Nigeria and Mark showed his support for the Jobberman team.

- Then the Chan-Zuckerberg Initiative invested $24 million in Andela.

- Facebook’s developer workshop is happening tomorrow

- Facebook is partnering with Cool Link to launch Express Wifi in Lagos some time this week.

- Launch Express Wifi

- Probably have a policy-centred conversations with the Nigerian government to further Facebook’s cause.

CAN YOU EVER TRY THIS? SEE HOW A STUDENT CELEBRATED HIS GRADUATION FROM AUCHI POLYTECHNIC

A young man who was really excited over his graduation from the polytechnic has done something really risky.

 This is the rather bizarre moment a young man was thrown high in the air by his friends in celebration.
The young man, who is yet unnamed, was reportedly celebrating his graduation from the Auchi Polytechnic, Edo State and allowed his friends do this to him.
They picked him up and flung him high into the air then caught him again.
The young graduate was visibly terrified while up there.
Social media users have found the boys’ act really amusing.

CBN Licenses 11 New International Money Transfer Operators [See LIST]

The Central Bank of Nigeria has licensed 11 new international money transfer operators in the country.

 The Acting Director, Corporate Communications, Isaac Okorafor said in a statement on Tuesday, that the apex bank took the decision to ensure liquidity and make foreign exchange more readily available to low end users.

The newly licensed operators are;
TRANS-FAST REMITTANCE LLC,
WORLDREMIT LIMITED,
UAE EXCHANGE CENTRE LLC,
WARI LIMITED, HOMESEND S.C.R.L,
SMALL WORLD FINANCIAL SERVICES GROUP LIMITED,
WEBLINK INTERNATIONAL LIMITED,
CASHPOT LIMITED,
DT&T CORPORATION LIMITED,
FIEM GROUP LLC DBA PING EXPRESS and
CP EXPRESS LIMITED.
The bank said, “In furtherance of efforts to liberalise the Foreign Exchange Market, ensure liquidity and make foreign exchange more readily available to low end users, the Central Bank of Nigeria (CBN) has licensed more International Money Transfer Operators (IMTOs) to operate in Nigeria.
“The CBN also wishes to reiterate its commitment to providing an enabling environment for international money transfer services in Nigeria.”

Bishop David Oyedepo: Engaging the Wonders of Kingdom Stewardship!

Engaging the Wonders of Kingdom Stewardship!

By Bishop David Oyedepo

Therefore take no thought, saying, What shall we eat? or, What shall we drink? or, Wherewithal shall we be clothed? (For after all these things do the Gentiles seek:) for your heavenly Father knoweth that ye have need of all these things. But seek ye first the kingdom of God, and his righteousness; and all these things shall be added unto you (Matthew 6:31-33).

Serving God and the interest of His Kingdom as a lifestyle puts us in command of all things that others are ‘dying’ or struggling to get. As it is written:

The young lions do lack, and suffer hunger: but they that seek the Lord shall not want any good thing (Psalms 34:10).

The word ‘seek’ in the above scripture simply means serve. That is, those who truly serve God and the interest of His Kingdom shall not want any good thing as revalidated in Matthew 6:33. This makes serving God a big time business indeed!

Concerning Jesus, the Bible records: How God anointed Jesus of Nazareth with the Holy Ghost and with power: who went about doing good, and healing all that were oppressed of the devil; for God was with him (Acts 10:38).

Jesus referred to His earthly assignment as ‘doing the father’s business’. He said: …How is it that ye sought me? wist ye not that I must be about my Father’s business? (Luke 2:49).

But, How is serving God a big time business?

Serving God and the interest of His Kingdom offers unmatchable returns. That means no institution, organization or government can offer what serving God procures. As it is written:

And ye shall serve the Lord your God, and he shall bless thy bread, and thy water; and I will take sickness away from the midst of thee. There shall nothing cast their young, nor be barren, in thy land: the number of thy days I will fulfil (Exodus 23:25-26).

It is also written: If they obey and serve him, they shall spend their days in prosperity, and their years in pleasures (Job 36:11).

Those who genuinely serve God are naturally free from the affliction of sicknesses and diseases, among others. For instance, Moses was in active Kingdom service and the Bible records that at one hundred and twenty years, his eyes were neither dim nor his natural force abated. Also, as long as the twelve disciples were with Jesus serving, none of them was reported sick. Thus, active stewardship entitles us to health, vitality and longevity, thereby, making us indestructible(Deuteronomy 34:7; Mark 3:14).

However, spiritual stewardship which includes soul-winning, is the most profitable of all forms of Kingdom stewardship. Remember that spiritual stewardship is all about engagement in Kingdom advancement endeavours and these include praying for souls to be saved, reaching out to the lost in love and passion, thereby, expanding the Kingdom of God on the earth.

As we all know, a business is any venture one engages in for profitability. Therefore, since serving God is Kingdom business, then there are specific returns to enjoy as we engage in it. Remember, God is not a user of men but a ‘rewarder’ of them who diligently seek Him(Hebrews 11:6).

What, then, are some of the specific returns on soul-winning?
Soul-winning endues men with divine wisdom: Soul-winning endues every believer with divine wisdom. The Bible says: The fruit of the righteous is a tree of life; and he that winneth souls is wise(Proverbs 11:30).That is, as we win souls into God’s Kingdom, we increase in wisdom. God is the only wise One and it is written: He that walketh with wise men shall be wise: but a companion of fools shall be destroyed (Proverbs 13:20; see also Jude 1:25).

Every soul winner is in partnership with Jesus. Therefore, when we walk with God through soul-winning, His wisdom rubs off on us. Moreover, as we engage in soul-winning, we are tapping into divine wisdom which launches us into realms of exploits. Concerning Jesus, the Bible records:

And when he was come into his own country, he taught them in their synagogue, insomuch that they were astonished, and said, Whence hath this man this wisdom, and these mighty works? (Matthew 13:54; see also Psalms 104:24)

The proof of divine wisdom is extraordinary and out-of-this-world order of accomplishments. No wonder every soul winner ends up a man or woman of exploits, which connotes pacesetting and trailblazing accomplishments. This is because by walking with the only wise God, we are tapping into divine wisdom which establishes our dominion in our fields of endeavour (Mark 16:15-20).
It empowers us to scale new heights:And they that be wise shall shine as the brightness of the firmament; and they that turn many to righteousness as the stars for ever and ever (Daniel 12:3).Turning many to righteousness (soul-winning) empowers us to remain forever as ‘the stars’ in our field of endeavour. However, it is important to note that the ‘many’ of one believer differs from another and until we hit our ‘many target’ as ordained by God, our stars will not rise. Thus, it’s not about becoming a star, but remaining a star (Luke 22:25-30).
It empowers us to command signs and wonders: And they went forth, and preached everywhere, the Lord working with them, and confirming the word with signs following. Amen (Mark 16:20).When we are ‘on the go’ for Christ, God confirms the word we speak with signs and wonders. That means every soul winner is anointed to command signs and wonders(Luke 10:17-19).

Let’s recognise that the ultimate of Kingdom stewardship is our supernatural settlement. It is written:

Therefore take no thought, saying, What shall we eat? or, What shall we drink? or, Wherewithal shall we be clothed? (For after all these things do the Gentiles seek:) for your heavenly Father knoweth that ye have need of all these things. But seek ye first the kingdom of God, and his righteousness; and all these things shall be added unto you (Matthew 6:31-33).

The man Solomon was the wealthiest king in his days. He never asked God for riches; it was added to him because He sought God and the affairs of His Kingdom. The Bible says:

And God said to Solomon, Because this was in thine heart, and thou hast not asked riches, wealth, or honour, nor the life of thine enemies, neither yet hast asked long life; but hast asked wisdom and knowledge for thyself, that thou mayest judge my people, over whom I have made thee king (2 Chronicles 1:11).

At a time I asked God, “Won’t You be patient for someone to pray before You answer?” This was because I would just think of something and it happened. He said, “No, there is a company of people who before they call, I will answer and while they are yet speaking, I have performed.” I believe those are people who seek first the Kingdom of God. He won’t wait for them to ask for anything; rather, He adds it to them.

We must understand that the greatest events of our lives are not things we labour or sweat for but things that are added to us. I once said that not all winners sweat to win. According to scriptures, ‘sweating’ is a curse but when we seek first the interest of God’s Kingdom in all righteousness, we are guaranteed all-round rest. For instance, when the congregation of Judah entered into a covenant to serve God, He gave them rest roundabout. Likewise, when we enter into a covenant to seek God with the whole of our hearts and desires, God is committed to settle us supernaturally and He adds to us what others are struggling to get (Genesis 3:19; 2 Chronicles 15:15).

Therefore, all we need is to enter into a covenant to serve the interest of the Kingdom on the earth as a lifestyle and our inexplicable but undeniable settlement will follow. As we do so, this season will mark the beginning of unending rest in our lives in Jesus’ name! Remain ever blessed!

Jesus is Lord!

Prophetic Blessings

Whatever has been unsettled in your life beyond a while and a moment is declared settled finally!

Every stronghold of the devil against your destiny is made desolate in one hour!

Your marital destiny is released today!

That family turmoil ends today!

All your health issues are turned to testimony!

Every mark of the wicked over your life is overturned from its roots today!

Today, that siege on your career and business is overturned by the anointing!

The kind of job no connection can give you, receive it today!

Every generational curse responsible for your unrest is declared broken!

BE INSPIRED: There is No poverty for the man, who has made an INVESTMENT in his MIND and he's willing to ACT!

UNTIL YOU ARE INSPIRED, YOU CANNOT INSPIRE TO ASPIRE!!!

 I believe that something would definitely take a New Turn in your life Today as you read through..

You cannot CHANGE Yesterday, but you can do something TODAY that can change tomorrow!

It doesn't matter How you were BORN, that was yesterday.

It doesn't matter what happened last 5years, the last 10 years. You may not be able to change that.
But you can reposition yourself today.

You can make new decisions today, that will change what tomorrow will bring.

INVEST in your FUTURE.
Refuse to be a Mental hobo!
Refuse to end your Life on the side walk!

I believe in your FUTURE!
There's a reason I believe in your future. I believe that if you hear these words, you will act on them and they change your future None of you was Born to be POOR!

You may have been poor BUT you were not Born to be poor!
You may have been brought up poor, BUT you were not brought up to be POOR!

Understand this The definition of ADULTHOOD is RESPONSIBILITY.
When you become an adult, you take
responsibility for your future.

Become Responsible!
What do you have in yourself?
There are many who cry for help and because there are no answers to their call for help, they feel the pangs and pains of neglect.

NO! Refuse to GIVE UP!

Believe in what God made, GOD MADE YOU and HE NEVER MADE a FAILURE. Believe that GOD has a PURPOSE for your LIFE.

You may have been born as a parental accident but you are not a DIVINE ACCIDENT. God knew you were coming and he made sufficient provisions for you!

There is a place for you in the world.

There are certain things You must do. There are things that are not in abundant supply, they are limited 

one is TIME.
Save TIME!
Save IT!
Keep TRACK of your TIME.

The Bible says for us to redeem the time for the days are evil.

YOU don't have extra time.

Life is not a GAME, therefore make everyday count! Improve yourself everyday! Introduce something into your Life that counts.

CHOOSE to be a SUCCESS!
Become inspiring! Distinguish yourself with character with excellence! If you are a Musician be a musician with a difference! Become inspiring! 

Whatever you do, do it with excellence.

Put your best into what you do and change your World! Remember there is no Extra time. Whatever you do now, do it the Best way the FIRST TIME.

Success is waiting for the man who says YES to SUCCESS!

SUCCESS is waiting for the man who plans for IT, who reaches out for IT!
Who says I will wake up and he wakes up, who says I will read this book and He does. Who says I will go to school and he goes. SUCCESS is waiting for the Man who makes a DECISION.

Time is Important!
Time is Important!
Change the Position, SAY to yourself I will be WATCHED. There are those who only think of designer perfume, designer clothes, designer shoes where are your own designs?

CHALLENGE yourself for the future!

There's room for you!
There's a place for you at the top!

TRAIN your MIND and USE IT!
Give yourself to a teacher.
Give yourself to a TUTOR.
Train yourself, train your MIND!
If you train your Mind, IT will be ready to deliver to you the right thoughts and ideas that will earn you COMMERCIAL VALUE. 

There is No poverty for the man, who has made an INVESTMENT in his MIND and his willing to ACT!

There's no hunger for the man who has trained his mind to think through every problem, to solve every problem. Train yourself, think through a problem, render solution and let men come to you for advice!

Decide to Be SMART!
Decide to Be a problem solver.
If you make that decision, that is what you will be. Problem solvers are in short supply in the world. There's a place for a man who decides to be excellent!

Distinguish yourself!
Engage yourself in national issues.
It is time to PUT your Best into what you do!

GET BETTER and BIGGER!
Be excellent!!!!

Here are 10 important things to know about New Super Eagles Coach, Gernot Rohr

The Nigerian Football Federation, NFF, on Tuesday announced that Gernot Rohr has signed a two-year contract to be the Technical Adviser of Nigeria's Super Eagles.

Here are 10 important things to know about him:

1.He was born on June 28, 1953 (age 63). He is from Mannheim, Germany.

2.He played as a defender for Bayern Munich in 1972 - 74 (6 appearances), SV WaldhofMannheim from 1974-75 (21 apps), Kickers Offenbach from 1975-77 (62 apps), and Bordeaux 1977-89 (352 apps)

3He was sports director of Eintracht Frankfurt from October 1998 until April 1999He managed Bordeaux From 1990 to 1999 where he almost won the UEFA cup (lost to Bayern in Final)Between 2002 to 2009 he managed a number of teams - Creteil, Nice, Young Boys, Ajaccio, Etoile Sahel, and Nantes.

4.He replaced Alain Giresse as coach of the Gabon national football team in February 2010. 

5.He spent two years in the position.

6.He became manager of Niger national football team in September 2012.

7.He resigned in October 2014.The next year he was appointed as manager of Burkina Faso national football team.

8.He was sacked on 22 December 2015.

9.He was shortlisted for the Guinea national team job in July 2016.

10.He was working on development programmes for the German football association (DFB) before his appointment.

Pastor E. A. Adeboye donates house to parents of quadruplets

One of the most exciting testimonies of the just concluded 64th national convention of the Redeemed Christian Church of God, RCCG, which began on August 1 and ended on August 7, 2016 was the delivery of a set of quadruplets. Mrs. Nkechi Uche was delivered of the three boys and one girl through Caveserian session at the Redeemer’s Health Centre, Redemption Camp.

It was learnt that the wife of the General Overseer of the church, Pastor (Mrs.) Foluke Adeboye, is supporting the Uche family which now has four boys and three girls to cater for.

Contrary to claims about the state of health of the babies, the source stressed that Mrs. Uche as well as the three boys and one girl are strong and bouncing. Amongst other things, Pastor (Mrs) Adeboye, he said, has donated a two-bedroom flat to the family in one of the estates within the Redemption Camp while frantic efforts are on-going to secure a new job for the children’s father.

“The first family of the”, RCCG believes that children are gifts from the Lord; they are rewards from Him. Happy therefore is the man whose quiver is full of them for he will not be put to shame”, the source said.

Meet the youngest house of assembly speaker in Nigeria. Exclusive interview

Interview: I am glad to represent the Nigerian youths - Youngest speaker

Aliu Sabiu, 33, is the Speaker of Katsina state House of Assembly and he is one of the youngest speakers of legislative house in Nigeria. The law maker divulged on several issues with youths digest magazine which includes his involvement in politics, youths and women empowerment and also the recent controversial goats for ruler women in the state

Can we have a peep into your background?
My name is Aliyu Sabiu Ibrahim. I was born in Muduru village, Mani Local Government Area of Katsina State on January 5, 1983. I had my primary education at Muduru Model Primary School from 1988 to 1994 and then proceeded to the Usman Dangogo College of Arabic and Islamic studies, popularly called Arabic Teacher’s College. I learnt English and Arabic Languages and interestingly I memorized the whole Quran in SS1. I participated in the Quranic Competition representing Katsina and Nigeria.

Aliu Sabiu, youngest Nigeria speaker, house of assembly

What are the institutions you have attended?
I attended Hassan Usman Polytechnic where I obtained a Diploma in Sharia from 2003 to 2006. I got an admission into a Malaysian University, Al-Madinah International University where I studied Computer and Information Technology for my first degree. I took up a part-time job in the office of the Dean of Admission and Registration where I served as a Personal Assistant. The university saw potential in me so they gave me the opportunity to work. I graduated with upper credit.

We learnt you taught in primary school before your sojourn to Malaysia?
Yes, It was after my polytechnic education that I became a class room teacher under the Primary Education Board and I taught for three years from 2006 to 2009 in my local government. It may interest you to note that I have developed interest in imparting knowledge that I initiated an Islamic school in my village called Ta’afizul Qur’an L’arabiya in 2002 and now has over 300 students.

How did you venture into politics?
I actually started my masters in the same university when I came to Nigeria on holiday not knowing I will be dragged into politics. Elders and members of my constituency advised me to join politics but I was reluctant. But when the pressure became too much, I finally succumb. I contested under the best party, All Progressives Congress APC alongside five others in the primaries and I won.
Then I contested with other opposition parties, especially PDP, APGA and others in my local government. My local government is one of the oldest in Katsina state since Katsina was under the old Kaduna. I won with the will of Almighty Allah with over 12,000 votes over that of the candidate of the then ruling party.

How did you eventually become the speaker of the Assembly in the midst of other elderly legislators?
In fact, to be sincere, for various reason and the fact that I was relatively young, I refused to contest for the post of speakership. Surprising, some of my distinguished colleagues asked me to contest for the position. I was also reluctant but after due consultations with elders and friends, especially the youths, I humbly accepted the nomination and contested with five honourable members.
Some of them willingly stood down for me. On the day of the election for the speaker, I contested with one person and won with 28 of 36 votes on the 9th of June 2015.

Some might suspect you were influenced or selected by the power-that-be like in other states where governors select their speakers?
Well it could happen in other states. In my own case I was elected by my distinguished colleagues even some previous administrations in the state, governors selected people for the post. My governor was a former Speaker of the House of Representatives, so he never interferes; he always wants people to learn by example so they can lead by examples.

As a young leader how do you relate with your colleagues?
We are all cooperating peacefully. In my first speech as a speaker I asked for their cooperation, telling them I cannot do it alone. We need to work as a team to develop our state. Being a speaker doesn’t mean I can do it alone. People call me “Dan-Auta”, meaning Last Born in the assembly. I do seek advice from returning members in the house because I know I am not perfect.
Our legislative house is the most vibrant in Nigeria. I challenge other states. We never pass bills without consultations. We engage so many people, we call for public hearing before passing bills so Katsina people understand the law we are passing.

What are your plans for youth in the state?
The Nigerian youths are always looking up to some of us that could be tagged the youthful politician and office holders. I am glad to represent the youth and must exhibit sterling leadership qualities exemplifying youths’ embodiment. APC mixes elders with youths.
I will continue to ensure youth empowerment programme succeed in the state and also encourage their active participation in politics by making sure leadership are accountable. The legislature will also ensure any law that will protect their right is strengthened.

Katsina state just bought goats for women empowerment and some have ridiculed the government for this. What is your take?
Some people misunderstood the idea behind the purchase of the goats for women empowerment. The goats were bought to encourage husbandry rather than just giving them money for any business. With focus on diversification of the economy to agriculture, even on low scale can boost their purchasing power.
The beneficiaries were giving male and female goats for reproduction and mass production. You should know that rural women will take care of the goat they will never go and sell it, and it will be useful to them.

Is that the idea behind the rumoured goat purchase?
That is the idea, but some people outside might not understand our peculiarity; we bought those goats to cater for these type of women and keep them busy. The last administration helped literate women in Katsina Central so we want people to know they voted for change; I grew up in the village where I used to buy sheep while I was in secondary school; I would then give to my brothers and cousins who would rear them for me and when anyone delivers, they take one, next year I take one and that was how we used to do it.
I repeat, all women must benefit from democracy, our allocations and revenue are meant for all Katsina citizens not certain groups, not for the governor or legislators.
Before giving out the goats, the state empowered so many youths, we obtained about N2 billion loan from the central bank. We gave out N20, 000 and N10,000 to youths.
When you do something new you face challenges, since people have not been doing that before, our government is on the table not under the table so we face a lot of challenges.

Can you tell us about the state’s 2016 budget?
The Katsina state budget comprises five sectors. Education, Health, Water Resources, Agriculture and Youth empowerment/Human Development. We did a diligent defense exercise that was meticulously scrutinized and every item was considered for its merit and appropriateness. In fact some institutions commended our efforts in that regard.

You talked about doing your masters before coming for holiday then politics, do you plan to further your education?
I love reading, if I have the opportunity to continue I will. I am presently pursuing my masters at Ahmadu Bello University under the Faculty of Social Sciences, International Relations to be specific. I am currently working on my thesis.

What is your advice to your fellow Nigerian youths?
They should always do the right things. They should avoid drugs they should go to school; education has many benefits. They should join politics to move the nation forward not buy and display flashy cars, mansions and move around with motley of girlfriends.
During my campaign I never met anybody older than 45 unless you were in the party. I never consulted people older than 45. I was with the youths, my major constituency. My advice once again, work hard and complain less.

Can you talk about your passion for agriculture?
It is the area I really love. I own a very big farmland about 20 hectares for maize, 14 hectares for rice. I am happy to remain a farmer because you get many things. As a youth, if you are thinking only about what to eat or wear then you are in trouble that’s why I said youths should work hard and complain less.
If I tell you about my experience in school abroad, you will be surprised. I led prayers and the rich people dashed me money. I have rich friends but I don’t care because I believe one day it is going to get better.

I learn you have many Arab friends. How do you intend to bring their influence to bear on the Nigerian economy?
Yes there are many Arab and Arab-speaking foreigners in my university in Malaysia. The VC loves me. He took me as a son and he is from a royal family. I also have a good relationship with the son of the King of Saudi Arabia. They love me because I understand their language. We communicate very well. I hope I will be able to persuade some of them to invest in Katsina if not in Nigeria.

Scientists back to earth after 1 year on Mars trial

An international group of scientists emerged on Sunday after a year of near isolation in a research station set up in Hawaii to simulate conditions on Mars.

Greeted with a cry of "welcome back to earth," the six scientists - three men and three women - emerged from a small white dome on Hawaii's Mauna Loa volcano, which has a landscape resembling the one found on Mars.
The dome sits at an elevation of 2500 metres above sea level where no plants grow, and the six scientists who participated in the experiment were only allowed to leave the dome if they were wearing a space suit.
Part of a long-term goal to send humans to Mars, the Hawaii Space Exploration Analog and Simulation (HI-SEAS) experiment was designed to explore whether a crew could live together in close quarters over an extended period of time and under adverse conditions.
"Bring something you can work on," German scientist Christiane Heinicke said after her year-long stay atop the volcano.
"One of your biggest enemies is boredom," she said. "You have to be willing and able to adapt to the others and make compromises."
Each scientist worked on research projects during their stay and learned how to get by with limited resources while avoiding personal conflicts within the confines of the dome.
Communications with the outside world were delayed by 20 minutes, the same amount of time it would take to relay messages to and from Mars.
Putting three men and three women in a small dome for a year might sound like a crude Big Brother experiment, but it was expected to provide valuable knowledge for space research.
If the dream of many space-faring countries of sending humans to the Red Planet becomes reality, the trip alone would take up to a year.
Another hurdle is co-operation among the crew while they live on Earth's neighbouring planet, which on average is 228 million kilometres away.
They must be able to endure an inhospitable environment until the planets align favourably for the return trip.
The group became the first to complete a year-long Mars simulation in the United States.
Kim Binsted, principal investigator for the HI-SEAS, told the Hawaii Tribune Herald newspaper that the only longer Mars simulation was held in Russia and lasted 520 days.

Another hike in petrol price?

Another hike in petrol price?

Written by the Editorial Board of The Guardian Newspaper

Against the background of arguably the worst economic hardship in Nigeria ever, evident in high cost of living and unprecedented human suffering in the country, insinuations of another increase in petrol products prices are not only depressing, they are insulting.  The mere thought smacks of gross insensitivity and callousness on the part of those contemplating it.

Nigerians will, therefore, have no choice but to resist any such cruel attempt at fuel price increase and further aggravation of their pains as any such plan can only be the product of poor judgment based on jaundiced reflections. It must, afterall, be acknowledged by the leaders that no amount of price increases will solve the country’s mounting economic problems as previous increases never solved any but only compounded the suffering of Nigerians.

Those at the helm of affairs will do well to look into the corruption in the fuel supply system and put an end to it.

The Buhari’s administration, barely three months ago, increased the pump price of petrol from N86.50 to N145, the highest ever. This, it was believed was the final act of removing the phantom subsidy on petroleum products.
Unfortunately, now, at a time when palliatives are needed to cushion the effects of the current severe economic hardship, a new price of N151.87/litre is reportedly being canvassed by marketers.

According to them, with the ex-depot price of petrol at N133.28/litre and a selling price of N145/litre, the difference of N12 is not enough to cover their distribution cost of N18.71, hence, their arrival at a N151.87/litre proposed price.

The specifics of this “distribution margin” for every litre of petrol according to the marketers, include retailers charge, N6; transporters’ allowance, N3.36; bridging fund, N6.2; dealers’ charge, N2.36; marine transport average, N0.15; and admin charge, N0.3. This, to say the least, is outrageous!

First, if an additional cost of N18.71 is indeed required for the marketers to break even, why are some marketers currently selling at N140 per litre instead of the maximum N145 approved by the government? Even the most elementary interest in the fuel supply system has shown how opaque and corrupt it is. Why, on earth, has successive governments in Nigeria failed to deal with this massive corruption in this sector in which a few have fed fat while the nation bleeds?

The details above of course, expose the unpatriotic manipulations by players in the fuel importation and distribution business, which more or less determine the price of petrol. Adding a myriad of charges to the actual cost of petrol by different interest groups is tantamount to fleecing Nigerians. And this should not continue.

Perhaps, the only charge that can be justified is the administrative charge of 3 kobo. All other charges are borne out of corruption, which, unfortunately, are passed on to ordinary Nigerians.

How, for instance, could the N3.36 paid as transporters’ allowance be explained? Is the money meant for the transport owners or the drivers? How come there are transport charges when the tanker owners are paid for the job of fuel distribution?

The same question hangs on dealers’ charge of N2.36. Indeed, there are too many questions! And no one is giving any answers.

While experts say in matters concerning oil pricing, politics overrides economics, definitely, in better-run societies, the N18.71 extra cost on every litre of fuel would have come under the scrutiny of the government of the day. So it is important to ask on what basis the Nigerian government would approve the numerous proposed charges even in the face of its own war against corruption?

In India, for instance, the final price of fuel is determined by three approved components, namely, commission to petrol pump owner, excise duty and value added tax, on gross price including excise, which are charged minimally.

In the case of Nigeria, the six components that have bloated the fuel price apparently go into private pockets. There is no mention of VAT or any other tax, which should accrue to government. Matters like this should therefore engage the attention of President Muhammadu Buhari which should effect changes in line with the anti-corruption crusade of his administration.

Nigeria is a nation which gets its priorities wrong all the time and where the leadership daily short-changes the people. For the purpose of any argument, even if any subsidy remains on petroleum products and if the Nigerian government could subsidise foreign exchange for pilgrims, it should also be prepared to subsidise Nigerians to the extent of a life worth living. The Buhari’s administration should therefore avoid plunging the country into needless crises that could result from any further fuel price increase.

Vacancies: Nigerian Railway Corporation: OND, HND And University Graduates

NIGERIAN RAILWAY CORPORATION

JOB VACANCY OPPORTUNITIES 

1) Due to recent expansion and introduction of new routes, Nigerian Railway Corporation is hereby recruiting into the underlisted post.

A. MECHANICAL/ELECTRICAL/S&T DEPARTMENT

I. PUPIL ENGINEER (GL 08)

II. HIGHER TECHNICAL OFFICER (GL.08)

III. TECHNICAL OFFICER (GL 07)

IV. ASSISTANT TECHNICAL OFFICER (GL 06)

B. CIVIL ENGINEERING DEPARTMENT 

I. PUPIL ENGINEER (GL 08)

II. HIGHER TECHNICAL OFFICER (GL. 08)

III. TECHNICAL OFFICER (GL. 07)

IV. ASSISTANT TECHNICAL OFFICER (GL. 06)

C. CORPORATE PLANNING DEPARTMENT 

I. PUPIL HEALTH, SAFETY & ENVIRONMENTAL OFFICER (GL. 08)

II. PUPIL RESEARCH OFFICER (GL. 08)

III. PUPIL SENIOR STORE OFFICER (GL.08)

IV. EXECUTIVE STORE OFFICER (GL. 07)

V. HEALTH, SAFETY & ENVIRONMENT ASSISTANT (GL. 06)

VI. RESEARCH LABORATORY TECHNICIAN (GL. 06)

D. ADMINISTRATION/HUMAN RESOURCES DEPARTMENT

I. PUPIL HUMAN RESOURCES OFFICER (GL. 08)

II. CONFIDENTIAL SECRETARY (GL. 07)

III. EXECUTIVE OFFICER (GL. 07)

IV. SENIOR NURSING SUPERINTENDENT (CONHESS 8)

V. PUPIL PUBLIC RELATION OFFICER (GL.08)

VI. PUBLIC RELATION ASSISTANT (GL.07)

VII. ASSISTANT EXECUTIVE OFFICER (GL06)

VIII. CONFIDENTIAL SECRETARY (GL.06)

E. ACCOUNTS DEPARTMENT

I. PUPIL ACCOUNTANT (GL08)

II. EXECUTIVE OFFICER (GL.07)

III. ASSISTANT EXECUTIVE OFFICER (GL.06)

F AUDIT DEPARTMENT 

I. PUPIL INTERNAL AUDITOR (GL.08)

II. EXECUTIVE OFFICER (GL.07)

III. ASSISTANT EXECUTIVE OFFICER (GL.06)

G. OPERATIONS & COMMERCIAL DEPARTMENT 

I. PUPIL TRAFFIC OFFICER (GL.08)

II. PRINCIPAL STATION MASTER (GL.07)

III. SENIOR STATION MASTER (GL.06)

2) METHOD OF APPLICATION

Interested candidates should send detailed curriculum vitae with a covering letter by e-mail to nrc.recruit@nrc.gov.ng

3) Deadline for application is 18th September, 2016.

4) ONLY SHORTLISTED CANDIDATES WILL BE CONTACTED.

5) GRADE LEVEL 06

QUALIFICATION:

OND IN RELEVANT FIELDS

GRADE LEVEL 07

QUALIFICATION:

OND WITH MINIMUM OF THREE(3) RELEVANT EXPERIENCE

GRADE LEVEL 08

QUALIFICATION:

HND OR UNIVERSITY DEGREE IN RELEVANT FIELDS.

SIGNED 

MANAGEMENT

 CLICK HERE FOR MORE INFORMATION

Photos of this top Nigerian designer’s wedding gown that she designed, will make your jaw drop!

Nigerian fashion designer, Kunbi Oyelesi, of April by Kunbi designs, has done her white wedding.

Kunbi and Lanre Tomori's whitewedding

Kunbi Oyelesi is a top Nigerian and CEO of April by Kunbi. She is known for her versatile and trendy styles which always makes the chosen bride or bridesmaids who wear her designs go viral.

On August 28, the couple had their white wedding. Kunbi looked amazing in the dress that she designed for herself. The gorgeous dress had faux sleeves and a long train which her bridesmaids held. She accessorized it with a lovely intricate crown.
Kunbi and her husband, Lanre Tomori just had their traditional wedding at Iban Oyo State, earlier in the week. Their court wedding was done at the Ikoyi registry in Lagos on August 14 and their introduction ceremony back in June.
See photos below:

Dangote rice set to hit market stalls soon.

Aliko Dangote is said to be very happy with this new development and progress recorded by his company
– Sources say the price of rice will crash further after commencement of sales
Nigerians’ challenges with the purchase of rice may soon become a thing of the past as Dangote Rice is set to hit the market stalls.

According to The Nation News, the management of the rice-producing company has commenced the harvest of its first tranche and Aliko Dangote, Africa’s richest billionaire, is said to be very happy with the latest development.

Sources within the organisation informed the business mogul has expressed satisfaction with the recent development more because it will help ease the pains of Nigerians, who are presently groaning over the N20, 000 per bag cost of the commodity.
Africa’s richest man, Alhaji Aliko Dangote, is said to be very excited about this new development.
The source said: “We are really excited about the progress so far recorded in this our rice projects. Once we commence the sales of our rice, I can authoritatively tell you that the price of rice will crash in the country as we should have enough, in the next few years to make importation of rice non-attractive again into the country.”
Recall that Dangote inaugurated its 8,000-hectare rice out-growers’ scheme in Hadejia, Jigawa state early this year, when he distributed rice seedlings to farmers.
The scheme is said to help reduce the level of Nigeria’s imports and potentially provide direct and indirect jobs to about 10, 000 Nigerians.
Dangote Industries Limited (DIL) also recently signed a Memorandum of Understanding (MoU) with the ministry of Agriculture and Rural Development (FMARD) to invest $1billion (N165 million) on establishment of fully integrated rice production and processing operations across Nigeria.

Farmland in Edo, Jigawa, Kebbi, Kwara, and Niger states totalling 150,000 hectares have been penciled down for the commercial production of rice paddy.
Meanwhile, Ganiyu Quadri, the chairman, Alimosho local government in Lagos state has revealed that the price of a bag of rice, which is currently sold for N18,500, will drop to N9000 before December.
Speaking after receiving a delegation of Rotary Club of Akowonjo 9110, led by by its district-governor, Patrick Ikheloa, and president, Shola Abidakun, Quadri gave assurance that the agro-business scheme run by the Lagos state government in Kebbi state will put an end to the high cost of foodstuff in the southwest.

Muslim girl claims AIT staff to blackmail Apostle Johnson Suleman church

Muslim girl claims AIT staff to blackmail Apostle Johnson Suleman church

“…It’s a gang-up against Christianity” –World Pastors group reacts"
A Christian group covering a network of pastors and general overseers has alerted members of the public on the latest system opponents of Christianity have devised to persecute evangelical Christian pastors in Nigeria.
According to the group called, Sons Of the Prophet Network (SOPN) comprising about 4,500 General Overseers of various ministries in more than 20 African countries, Europe, Canada and America, the call for vigilance became necessary in the light of a recent attack on one of the most popular churches of Christ in Nigeria, Omega Fire Ministries (OFM) headed by Apostle (Dr.) Johnson Suleman.
The statement by SOPN reads thus: “A certain lady who goes by a funny name, Honey Phoenix Evarist, has been on the internet spreading unholy and sadistic accounts about OFM. And this, the group said, is viewed as a part of the grand plot against not just the church but the personality of the head of OFM, Apostle Johnson Suleman, who has been consistent in his frank but honest outburst against attacks on the Church of God and Christianity.
One of the reasons that spurred the SOPN into reacting is the fact that the lady claimed in her story that she is a staff of the Africa Independent Television (AIT).
After a painstaking check with AIT offices across Nigeria including the Abuja headquarters, it was discovered that no member of staff of the TV house bears Honey Phoenix Evarist. Besides, it became clear that the name could just be a hoax in order to hide the real identity of the enemy.
We view this new trend as a part of the grand plot by certain Muslim cabal against the person of Apostle Johnson Suleman who is seen as the major frontline against the perceived agenda of certain quarter in the county to Islamize Nigeria, based on the finding by reliable informants that this lady, of Igbo extraction, was recently prodded to convert to Islam by her new boyfriend called Umar.”
Meanwhile, the group declared in the statement that, no matter the plot against Apostle Suleman and the Church of God, all attempts to discredit him, his ministry and Christianity as a whole, would be unsuccessful “as it is seen as part of the ongoing plots to eliminate Christian voices in Nigeria and a plot to tarnish Apostle Suleman’s hard-earned reputation and rising profile in recent times.”
“This year alone,” the group added, “Apostle Johnson Suleman has had crusades in 32 countries, a towering achievement yet to be rivaled in Christendom.”

Photos: Delta State celebrates her 25 years Anniversary

Governor Okowa was joined by dignitaries from parts of Delta State and beyond as the state celebrated its 25 years of existence at Delta State Stadium in state capital Asaba today.

Delta State Leadership Since 1999

Delta State Leaders


DeltaState was carved out of the former Bendel State on August 27th 1991 . The state was created following agitations for the creation of separate distinct states by the Urhobos and Anioma regions. The then Military President, Gen Ibrahim Babangida (Rtd) created the state using the name "Delta" advanced by Niger Delta region as "Asaba" another name advanced by the people of Anioma for the capital of the proposed "Anioma state." Delta state was once integrated in the Mid Western state from 1963 to 1976 and later Bendel state, from 1976 to 1991. The name "Bendel" (Ben-Del) meant Benin-Delta to reflect the integration of Benin and Delta provinces.

Delta is an oil producing state of Nigeria situated in the region known as the Niger Delta, South-South Geo-political zone with a population of 4,098,291 (Males: 2,674,306 Females: 2,024,085 (see Federal Republic of Nigeria, Official gazette, No. 24, vol. 94, 2007.) Ngozi Okonjo-Iweala, the former Federal Minister of Finance and World Bank Managing Director is from this state. The capital city is Asaba located at the northern end of the state with an estimated area of 762 km2,while Warri is economic nerve of the state and also the most populated located in the southern end of the state. The state has a total land area of 16,842 km2.

Delta RIVER ETHIOPE

An urhobo Man

Historical Development: The area called Delta State was once an integral part of the old Western Region of Nigeria. It became an autonomous entity on August 27, 1991 after having been part of the old Midwestern State (1963 1976) and the defunct Bendel State (1976 1991).

Delta State started with twelve local government areas. These were split further into nineteen local governments on September 27, 1991, and to twentyfive LGAs in 1997. Asaba, located at the northern end of the state, is the capital. A master plan for Asaba Capital Territory, with an estimated area of 762 sq. km and designed to transform Asaba into a modern metrop olis, is being pursued by the state government.
Location: Delta State lies roughly between longitudes 5°00 and 6°45'E and latitudes 5°00 and 6°30'N. It has a total land area of 16,842 sq. km. The states bordering Delta State are Edo to the north, Ondo to the northwest, Anambra to the east and Bayelsa and Rivers to the southeast. On its southern flank is 160 km of the coastline of the Bight of Benin.
Administrative Areas: Delta State currently has twentyfive local government areas. They are: Aniocha North, Aniocha South, Bomadi, Burutu, Ethiope East, Ethiope West, lka NorthEast, lka South, Isoko North, Isoko South, Ndokwa East, Ndokwa West Okpe, Oshimili North Oshimili South, Patani, Sapele, Udu, Ughelli North, Ughelli South, Ukwani, Uvwie, Warri North, Warri South and Warri SouthWest.
Administrative Structure: Delta State runs a twotier system of government namely; the state government and the local government administration.
The State Government: There are three arms of government which include the executive council, the legislature and the judiciary. The executive council comprises the Governor, Deputy Governor, seven commissioners, special advisers and the secretary to the state government. The commissioners head the ministries while the directorates and parastatals are organs in the office of the governor and deputy governor, respectively.
The special advisers are assigned responsibilities usually in the following areas: information, paras tatals, education, health, commerce and industry. The Delta State House of Assembly is the leg islative or lawmaking arm of the government. Currently, the membership of the State House of Assembly is fifty.
The Chief Judge of the state heads the state's judiciary. The judiciary is organised around a sys tem of courts, which are of three different kinds namely the High Court, the Magistrates' Court and the Customary Court. There is also a Customary Court of Appeal to hear appeal cases from the Customary Courts.
The Local Government: The second tier of government, is the local government administration. It consists of two arms of government in each of the local government administration. The first, the executive committee comprises the chairman of the local government, the deputy chairman, supervisors and secretary to the local government. The second, the legislative council is the lawmaking arm of the local government. The principal officers of the legislative council are; the speaker, deputy speaker, majority and minority leaders.
People & Culture
Delta State has an estimated population of about 4.2 million with Urhobo, Itesekiri, Ijaw (Izon), Isoko and Anioma (Igbo) as the main ethnic groups. These groups share ancestral and traditional administrative systems, evident in their dress, language, festivals, music and folklore. The people are hospitable, enlightened, resourceful and hardworking.

Anioma festival in Asaba

Weather/Climate
Delta State is situated in the tropics and therefore experiences a fluctuating climate, ranging from the humid tropical in the south, to the subhumid in the northeast. The lessening of humidity towards the north is accompanied by an increasingly marked dry season. The average rainfall is about 266.5mm in the coastal areas and 190.5mm in the extreme north. Rainfall is heaviest in July. Temperature increases from the south to the north. In Warri, located in the south for example, the average daily temperature is 30°C, while the temperature in Asaba in the north eastern area is 44°C.

TOURIST ATTRACTIONS
Asaba Beach
The beauty of Delta State is held together by the dozens of rivers, streams and creeks which crisscross it. The majestic Niger, one of the most famous rivers of Africa, washes the shores of the capital city, Asaba. Further downstream, it breaks into the dozens of creeks through which it empties itself into the Atlantic. During the dry season, the golden sandbanks of the Niger are a sight to behold and ideal for relaxation.
Abraka Turf & Country Club
This is arguably the only equestrian leisure club in Nigeria and it usually hosts an International Polo Tournament, which takes place annually during Easter weekend. Here visitors can go horse riding or walk along the nature trail above the banks of the Ethiope river, swimming and fishing.
River Ethiope Source
River Ethiope, reputed to be the deepest inland waterway in Africa, has its source at the foot of a giant silk-cotton tree at Umuaja in Ukwuani local government area and it then flows through seven Local Government Areas in the state. By the time it reaches Sapele, it has become deep enough to provide a harbour for ocean-going vessels.
Kwale Game Reserve
This reserve is situated in the low coastal zone of Delta State, characterized by rainforest vegetation and deltaic swamps. It is rich in reptiles and water associated animals, particularly red river hog, sitatunga and a variety of brackish, marine and freshwater fish species.
Jamieson River
A trip up the Jamieson River is a pleasant outing. If you cannot hire a boat it is possible to get to Jamieson River at Sapoda by car, where there is a pleasant picnic spot. The river up stream from Sapoba is beautifully clear and suitable for swimming, although the water is surprisingly very cold.
Chief Nana’s Palace Living History Museum, Koko
This is national monument also known as “koko palace” located at the port of Koko in Warri North, it is a monument that attracts thousands of tourists. It was the residence of Chief Nana Olomu Eborhimi of the Itsekiri tribe, who was a powerful nineteenth century indigenous entrepreneur.
Leisure Paradise Amusement Park, Ekpan
Located in Ekpan, Effurun, it’s a place to head for a family day off around Warri. With a newly built roller coaster, a flying elephant ride and waters slides, it’s great for kids. For the adult there’s the tumbler tower, horse bark riding or one should just take a walk round the park or enjoy a nice drink while listening to cool music.
Olona Ranch & Holiday Resort, Onicha-Olona
The ranch is noted for its traditional African setting with facilities for accommodation, conferences and recreation. The ranch is an ideal place for those who wish to escape the hustling and bustling of city life. Some of its attraction includes, fishing, swimming, bird watching and sumptuous Delta dishes.
Royal Palace, Idumuje-Ugboko
This is the palace of the Obi (traditional ruler) which was built over 150 years ago. Only laterite and traditional construction techniques were used in its construction. The structure and the cultural objects in it are singulary beautiful and historically significant.
Mungo Park House, Asaba
This is a national monument that happened to be the first headquarters of the Royal Niger Company and Nigeria’s first political headquarters in 1900.
Lander Brothers’ Anchorage, Asaba
It was built in memory of the Lander Brothers-Richard and John who anchored at about that spot of the River Niger during the expedition that they took over from Mungo Park. The erected anchorage is, however, not the original one but a replica; the original one is at Aboh. The Lander Brothers are credited with the discovery of the mouth of the River Niger. This led to the opening of the West African trade which eventually replaced slave trade. The anchorage has an information centre and a restaurant.
Expatriate Graveyard, Asaba
This is the resting place of missionaries and colonial workers that came to Asaba on a mission.
Bomadi Beach Party Resort
The Bomadi beach party resort usually takes place on the fascinating sandbanks of the Niger at Bomadi, headquarters of Bomadi LGA.
Escarvo Beach
This sandy beach is an exciting and popular site in Escarvos for relaxation and organizing of picnics.
Gordon River Resort, Abraka
The resort is located at Abraka on the road to Benin between Abraka and Obaruku and it is a tourist delight for those who want to get away into the kind of serenity that any african jungle can offer. Facilities here include swimming pool, restaurant, and bar and well furnished chalets, rooms and ssuites

 PHOTOS AS DELTA CELEBRATES HER 25YEARS..

Are you on the same page financially with your spouse? FIND OUT HERE!!!

Marriage is a partnership that touches every aspects of live inclu

inances which is one of the major causes of disagreement in marriage that couples only broached on instead of discussing and deliberating on it in details.

What are your money values? Are both of you at par? Do you think you should save while your spouse thinks you should spend? Are you the frugal type while your spouse is the splurging type? Is your spouse the liberal type while you are the one that feel that money is so sacrosanct to be parted with? You have to reconcile these and reach a compromise to avoid quarrels over money matters.

How about your earnings? Does your spouse know how much you earn or you think you should keep it to yourself to avoid certain demands or expectations? If you do this you may be breeding the seed of distrust or setting up yourself for demands and expectations that are beyond your financial capacity.
Do you dread taking the risk of investing while your spouse thinks it is a risk worth taking? The both of you should think about it and deliberate on it so that you don’t feel your spouse is the cause of the loss when investment goes bad or he or she feel you denied him or her the opportunity of making profit when others are benefiting from similar investment.
How do you plan on financing the home? Should it be on the basis of 50:50? Should the higher earner contribute more or the husband contributes more? This should decided by both of you to avoid money clashes.
How do you offer financial assistance to others? Do you feel you should do it behind your spouse because you think he or she will stop you? It is advisable that your spouses is in the picture and make it a common decision for proper planning. Discuss and do it together so that you don’t get stranded when you discover a pressing need that demands money in the family and also to avoid the awkward moment when your beneficiary thanks you spouse for the kind gesture when he or she is not in the know.

Cristiano Ronaldo wins UEFA Best player award 2015/2016

Cristiano Ronaldo wins UEFA Best player award 2015/2016

Real Madrid and Portugal striker Cristiano Ronaldo this evening defeated Antoinne Griezmann of Atletico Madrid/ France and Gareth Bale of Real Madrid/ Wales to win the prestigious UEFA best player award 2015/2016.
Cristiano Ronaldo helped Real Madrid win the Uefa champions League and was a major player as Portugal beat so many top European countries touted as favorites to win the EURO cup.
Posting a photo of him carrying the award on Instagram, he wrote ''Very happy and proud to win such a special award. Thank you to my team mates from Real Madrid and Portugal!